Interest Checking
Level up with the Badass Interest Checking Account — where your money works as hard as you do. Earn a bold 4.55% Annual Percentage Yield when you maintain a $500 minimum balance, participants must also conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. ATM and ACH transactions do not qualify.
Open accountNo Fussin' Around
Banking with BADASS comes with its privileges
E-Statements & Notices
Paper is for receipts you never keep. We send everything digitally because you live in the 21st century, not the 1800s.
Online Bill Pay
Why should you have to pay to pay your bills? We don’t charge you for adulting.
Bank whenever you want
Enjoy free Digital Banking, Bill pay and 24/7 mobile deposits. Because driving to a branch is for suckers. Check balances, move money, and pay bills from your couch, your office, or a mountaintop (WiFi permitting).
$500 Minimum Balance
You must deposit $500.00 to open this account. You must maintain a minimum of $500 daily to earn interest. Fall below? $15 monthly fee applies.
Tap To Pay With The Badass Card
Your wallet deserves a card as cool as you. Tap, pay, and walk away like the legend you are. Choose your debit card style: go bold with Black or pop with Pink. Your card, your vibe!
Access 40,000+ MoneyPass® ATMs
Your money shouldn’t be held hostage by ATM fees. Use any of the 40,000+ MoneyPass® ATMs nationwide. Because being a BADASS shouldn't come with extra charges.
Minimum Balance Requirements
You must deposit $500.00 to open this account. A maintenance fee of $15.00
will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $500.00.
You must maintain a minimum daily balance of $500.00 in the account each day to obtain the disclosed annual
percentage yield.Minimum Monthly Activity Required:
To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.
Interest Table
BADASS INTEREST CHECKING:
Minimum Deposit to Open Account: $500.00
Minimum Balance To Obtain Annual Percentage Yield:
Below $500
0.00% Interest Rate / 0.00% Annual Percentage Yield
Equal to or greater than $500.00 but less than or equal to $25,000.00 *
4.46% Interest Rate / 4.55% Annual Percentage YieldEqual to or greater than $25,000.01
1.00% Interest Rate / 1.00% Annual Percentage Yield* If you do not meet the eligibility requirement during the statement cycle, the rate paid on the account’s entire balance will be the standard interest rate of 0.25% and an APY of 0.25%.
Transaction Requirements: To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.
Rates and APYs are current as of 07/08/25. These rates are subject to change, fees could reduce the earnings on the account.Transaction Requirements
To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.
