BADASS Interest Checking

BADASS BANKING. ZERO STRINGS.

Level up with the BADASS Interest Checking Account — where your money works as hard as you do. Earn a bold 4.55% Annual Percentage Yield when you maintain a $500 minimum balance, participants must also conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. ATM and ACH transactions do not qualify.

  • FREE E-Statement & Notices
  • Free Bill Pay
  • FREE Online & Mobile Banking
  • FREE Tap to Pay VISA Card
  • $500 Minimum Balance
  • FREE Access to 40,000+ MoneyPass® ATMs nationwide.

No fussin! around

Banking with BADASS comes with its privileges

Open A Badass Account
  • Money

    Minimum Balance

    $500 minimum balance, participants must also conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle to earn 4.55% Annual Percentage Yield. ATM and ACH transactions do not qualify.

  • Coins

    Tap. Pay. Walk Away.

    Your wallet deserves a card as cool as you. Choose sleek Black or bold Pink and tap-to-pay like the BADASS you are.

  • Cpu

    Bank From Your Couch

    Enjoy 24/7 digital banking, mobile deposits, and free bill pay.

  • Handshake

    Paper Is Dead.

    We’re not mailing you stacks of paper you’ll just toss. Get e-statements and instant digital notices—fast, simple, BADASS.

  • RocketLaunch

    Your Money, Your Terms.

    40,000+ MoneyPass® ATMs nationwide.

No BS, Just Answers.

  • Minimum Balance Requirements

    You must deposit $500.00 to open this account. A maintenance fee of $15.00
    will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $500.00.
    You must maintain a minimum daily balance of $500.00 in the account each day to obtain the disclosed annual
    percentage yield.

    Minimum Monthly Activity Required:

    To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.

  • Interest Table

    BADASS INTEREST CHECKING:
    Minimum Deposit to Open Account: $500.00
    Minimum Balance To Obtain Annual Percentage Yield: $500.00

    Below $500
    0.00% Interest Rate / 0.00% Annual Percentage Yield

    Equal to or greater than $500.00 but less than or equal to $25,000.00*
    4.46% Interest Rate / 4.55% Annual Percentage Yield

    Equal to or greater than $25,000.01
    1.00% Interest Rate / 1.00% Annual Percentage Yield

    *Transaction Requirements: To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify. If the minimum monthly required activity is not performed, you will earn the standard rate of 0.25% APY on this account.



    Rates and APYs are current as of 07/08/25. These rates are subject to change, fees could reduce the earnings on the account.

  • Transaction Requirements

    You must deposit $500.00 to open this account. A maintenance fee of $15.00
will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $500.00. You must maintain a minimum daily balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

    Minimum Monthly Activity Required:
    To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.