Interest Checking
Sick of basic banks playing it safe while your money sits still? Level up with the Badass Interest Checking Account — where your money works as hard as you do. Earn a bold 4.55% Annual Percentage Yield when you maintain a $500 minimum balance and enjoy badass benefits like 24/7 access and bill pay at no cost.
Keep scrolling, the perks are just getting started.
Open accountNo Fussin' Around
Banking with BADASS comes with its privileges
$500 Minimum Balance
Maintain $500 daily to earn interest. Fall below? $15 monthly fee applies.
Tap To Pay With The Badass Card
Your wallet deserves a card as cool as you. Tap, pay, and walk away like the legend you are. Choose your debit card style: go bold with a Black or pop with a Pink. Your card, your vibe!
Bank whenever you want
Enjoy free Digital Banking, Bill pay and 24/7 mobile deposits. Because driving to a branch is for suckers. Check balances, move money, and pay bills from your couch, your office, or a mountaintop (WiFi permitting).
E-Statements & Notices
Paper is for receipts you never keep. We send everything digitally because you live in the 21st century, not the 1800s.
Online Bill Pay
Why should you have to pay to pay your bills? We don’t charge you for adulting.
Access 40,000+ MoneyPass® ATMs
Your money shouldn’t be held hostage by ATM fees. Use any of the 40,000+ MoneyPass® ATMs nationwide. Because being a BADASS shouldn't come with extra charges.
Minimum Balance Requirements
You must deposit $500.00 to open this account. A maintenance fee of $15.00
will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $500.00.
You must maintain a minimum daily balance of $500.00 in the account each day to obtain the disclosed annual
percentage yield.Minimum Monthly Activity Required:
To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.
Interest Table
BADASS INTEREST CHECKING:
Minimum Deposit to Open Account: $500.00
Minimum Balance To Obtain Annual Percentage Yield:
Below $500
0.00% Interest Rate / 0.00% Annual Percentage Yield
Equal to or greater than $500.00 but less than or equal to $25,000.00 *
4.46% Interest Rate / 4.55% Annual Percentage YieldEqual to or greater than $25,000.01
1.00% Interest Rate / 1.00% Annual Percentage Yield* If you do not meet the eligibility requirement during the statement cycle, the rate paid on the account’s entire balance will be the standard interest rate of 0.25% and an APY of 0.25%.
Transaction Requirements: To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.
Rates and APYs are current as of 07/08/25. Theses rates are subject to change, fees could reduce the earnings on the account.Transaction Requirements
To receive interest payout from BADASS BANK, participants must conduct ten (10) BADASS BANK Visa debit card transactions per monthly statement cycle. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify.
PICK A CARD UNLIKE ANY OTHER
WITH A BADASS CHECKING ACCOUNT, YOU GET THE CARD THAT MAKES OTHER DEBIT CARDS RUN AND HIDE
BLACK GOLD
Matte Black sets the stage for the golden crest to shine - Black Gold is the classic Badass color combination and a guaranteed conversation starter.
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Pink Power
Pink isn't just a powerful color, it's a badass attitude. Silver foil punches this card up beyond just a payment tool—it’s a swagger statement that defies the norm.
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